Tuesday, October 27, 2009

You've been sued, Now what?

You come home after a long day and you're just about to relax when your doorbell rings. A smiling man asks you your name and when you say "yes", he hands you some papers and says you're being sued. Now what?

That little job you did last year is coming back to haunt you. You remember the job and remember how happy the people were about your work. You are confused and maybe a bit angry about why this is happening.

My recommendation is that you get some quailified legal advice as soon as possible. Start digging up your files and find the contract for the job and any change orders. As soon as you can, write down what you remember about the job. If you are insured, notify your insurance broker after talking to your attorney.

Many contractors get caught up in lawsuits for work they did not do. This is one reason why carrying liability insurance can protect you from the high cost of defending yourself .