Wednesday, August 24, 2011

New Admitted Insurer for General Contractors

New Admitted Insurer for General Contractors. New Construction or Remodels

"A" rated comapny

Admitted in California

No Manifestation or Sunset Clause

No Prior Work Exclusion (for qualified accounts)

Per Occurrence deductible

Better coverage and less cost than many non-admitted programs!

Call for a quote 209-815-2606.

Monday, August 15, 2011

How to buy California contractors liability insurance

Look up your contractors license number at www.cslb.ca.gov

Write down your license number, the year you were licensed and your license classification(s).

Draw up a list of ALL of your operations (i.e, plumbing, electrical, painting, remodeling, home building, etc) Be specific as to the type of work you do.

Determine what percentage of your work is residential, commercial, and industrial.

Determine what percentage of your work is new construction versus existing construction (including remodels and room additions)

Determine your estimate for gross sales, payroll, and subcosts for the upcoming year.

If you are a larger contractor with current insurance AND paying more than $7500 per year in liability premium, you will need to obtain loss runs from your prior agent.

Call an experienced insurance. broker specializing in California construction contractors insurance. Call 209-815-2606 Ask for John Glover and request a free, no obligation quote.