Monday, August 15, 2011

How to buy California contractors liability insurance

Look up your contractors license number at www.cslb.ca.gov

Write down your license number, the year you were licensed and your license classification(s).

Draw up a list of ALL of your operations (i.e, plumbing, electrical, painting, remodeling, home building, etc) Be specific as to the type of work you do.

Determine what percentage of your work is residential, commercial, and industrial.

Determine what percentage of your work is new construction versus existing construction (including remodels and room additions)

Determine your estimate for gross sales, payroll, and subcosts for the upcoming year.

If you are a larger contractor with current insurance AND paying more than $7500 per year in liability premium, you will need to obtain loss runs from your prior agent.

Call an experienced insurance. broker specializing in California construction contractors insurance. Call 209-815-2606 Ask for John Glover and request a free, no obligation quote.

6 comments:

Jen McCleve said...

If you're a contractor should you have general liability insurance? It seems like it would make sense right? Anyway let me know what you think.

Congractor's Bond said...

It must be that a contractor must be insured for the shake of their family. We should always go forward for the insurance and suggest others. California Contractor Bonds

Unknown said...

Very nice blog.Contractors Insurance California

Anonymous said...

I know a good company for General Liability. They are doing good.

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