Major Liability Insurance Company Types

Admitted Insurer - Rates filed and approved by the California Department of Insurance. Member of California Insurance Guarantee Association.

Non-Admitted Insurer - Recognized by the California Department of Insurance, but rates are not filed with the state. Not a member of the California Insurance Guarantee Association. Lloyds of London is a well know non admitted insurer.

Risk Retention Group - A liability company owned by its members. No financial rating. Not a member of the California Insurance Guarantee Association.